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Houses for Sale in Spain: Villas and Townhouses from €298k

Houses for sale in Spain: 17 verified new-build villas and townhouses from €298,800, plot and pool costs, and what a detached house runs to maintain.

By Invest Spain Property Editorial · Updated September 5, 2026 · 10 min read

Houses for Sale in Spain: Villas and Townhouses from €298k

Quick answer: 17 verified new-build houses are listed here, 12 detached villas and 5 townhouses, from €298 800 to €1 500 000, median €568 000. Houses are the minority of Spanish new build because coastal land is scarce, which is why the entry price sits well above the apartment equivalent. What you buy with the extra is a plot, privacy, and freedom from the community statutes that can stop an apartment being let.

Houses for Sale in Spain: Current New-Build Stock

DevelopmentTownTypeFromDeveloper
Boadilla Essences IIMadrid Metrotownhouse€298 800Grupo Insur
Boadilla GardenMadrid Metrovilla€298 800Grupo Insur
Montevilla ExclusiveMadrid Metrovilla€298 800Grupo Insur
El Puig Beach HomesEl Puigtownhouse€314 000TM Grupo Inmobiliario
Jardines del OlivarMadrid Metrotownhouse€395 000Grupo Insur
Jarcia AlicanteAlicantevilla€430 000Aedas Homes
Savia Mijas TownhousesMijastownhouse€455 000Grupo Insur
Insur Creta III MálagaSevillevilla€500 000Grupo Insur
Vanian Views EsteponaEsteponavilla€568 000Aedas Homes
Los Naranjos OneMarbellavilla€575 000Grupo Insur
Atlas Homes RubíBarcelona Metrotownhouse€635 000Neinor Homes
Soul Marbella Sunrise Aedas HomesMarbellavilla€795 000Aedas Homes
Soul Marbella Sunlife IIIMarbellavilla€850 000Aedas Homes
Luzzerna AlicanteAlicantevilla€1 150 000Aedas Homes

The full catalogue covers apartments as well as houses.

Villas and Townhouses Are Different Products

They get shelved together because neither is a flat, but the buyer, the cost base and the letting model diverge sharply. Detached villas in our catalogue run from €298,800 to €1,500,000 with a median of €685,000, and on the Spanish coast the plot rather than the building carries most of that price: the same 180 square metre house costs roughly three times as much in Marbella as inland, while the construction cost barely moves. Townhouses run €298,800 to €635,000, median €395,000, which puts them within reach of a good apartment budget. The difference that matters most for income is legal rather than physical. A detached villa on its own plot has no community of owners able to vote short letting out of existence, while a townhouse in a gated development sits inside exactly that risk.

They get grouped together because neither is a flat, but the buyer, the cost base and the letting model diverge.

Detached villas in our catalogue run from €298 800 to €1 500 000, median €685 000. You are buying a plot with a building on it, and on the Spanish coast the plot is most of the price. That is why the same 180 m2 house costs three times as much in Marbella as in inland Almería while the build cost barely moves.

Townhouses run €298 800 to €635 000, median €395 000. A Spanish adosado or pareado gives you private outdoor space, usually two or three floors and often a roof terrace, at a price close to a good apartment. You share party walls and you remain inside a community of owners.

The consequence that matters most: a detached villa on its own plot has no comunidad able to vote your short-let business out of existence. A townhouse in a gated development does. If letting income is central to your model, that difference is worth more than the specification.

Insider tip: the plot ratio, edificabilidad, is the number to ask for before the price. It caps how many built square metres the plot permits. A villa already at its limit cannot be extended, which removes the value-add most buyers assume is available.

What a House Actually Costs to Run

An apartment presents its running costs as a single community fee. A house presents them separately, and the total lands higher than most buyers model. Pool maintenance runs €120 to €250 a month once servicing, chemicals and the pump reserve are counted, and in most municipalities a private pool raises the cadastral value and therefore the annual IBI. Garden maintenance adds €80 to €200 a month depending on planting and irrigation. A plot inside a gated urbanisation still attracts a community fee of €80 to €200 for roads, gates and communal landscaping, so buying detached does not always escape the comunidad. Building and contents insurance is your own rather than communal. Taken together, a coastal villa commonly costs €4,000 to €7,000 a year to hold before a single guest arrives.

An apartment’s costs arrive as one community fee. A house’s costs arrive separately and add up faster.

LineVillaTownhouseApartment
Pool maintenance€120 to €250 per monthshared or nonein community fee
Garden€80 to €200 per month€40 to €80in community fee
Community fee€0 to €200 (urbanisation only)€80 to €200€80 to €400
IBIHigher: plot plus buildingModerateLower
InsuranceBuilding and contentsBuilding and contentsContents, building often communal

A private pool is the line buyers underestimate. It needs weekly servicing in season, chemicals, a pump that fails every few years, and in most municipalities it increases the cadastral value and therefore the IBI. Budget €1,500 to €3,000 a year all in.

Where the Houses Are

Villas concentrate where plots still exist: the Marbella and Estepona hillsides, the rocky northern Costa Blanca around Jávea and Moraira, and inland Andalucía. They are absent from the dense seafront strips of Fuengirola, Benidorm and Torrevieja, where every buildable metre went vertical decades ago.

That geography sets the price. If your budget is €298 800 and your requirement is detached with a pool, you are looking inland or at the Almería coast, not at the Golden Mile. Buyers who insist on both usually end up in a townhouse, which is the compromise the market actually offers.

Letting a House

The economics of letting a house are the inverse of an apartment: higher nightly rates across a shorter season. A four-bedroom villa with a private pool on the Costa del Sol commands a multiple of an apartment’s nightly rate through July and August, then competes against every other villa on the coast from September once families stop travelling. Apartments hold occupancy better across the shoulder months because they also serve couples and short city breaks. The licence position is simpler in one respect: with no community statutes to satisfy, a detached plot needs only the regional registration, a VFT in Andalucía or a tourist registration plus the national NRA number in the Valencian Community. Rural plots additionally have to satisfy the municipality on access, water supply and waste. Model twelve strong weeks against twelve months of fixed cost.

Nightly rates are higher and the season is shorter.

A four-bedroom villa with a private pool on the Costa del Sol lets at a multiple of an apartment’s nightly rate in July and August, and then competes against every other villa in September and October when families stop travelling. Apartments hold occupancy better across the shoulder months because they serve couples and short city breaks as well as families.

The licence position is simpler in one respect and not in another. There is no community statute to worry about on a detached plot, but the regional licence still applies: a VFT registration in Andalucía, a tourist registration plus the national NRA number in the Valencian Community. Rural properties additionally have to satisfy the municipality that access, water and waste are adequate.

Model the season honestly. Twelve peak weeks at a strong rate plus a thin shoulder is a different business from an apartment letting forty weeks at a modest one, and the villa carries the higher fixed costs through the empty months.

The arithmetic is roughly 12 strong weeks against 12 months of fixed cost: a coastal villa commonly carries €4,000 to €7,000 a year in pool, garden, insurance and community charges whether or not a guest arrives, before management at 22% to 28% of gross is deducted from the weeks that do let.

The Rural Question

Buyers looking for a house with land in Andalucía will meet properties built on rustic land without a valid licence. These can be difficult to register, mortgage or insure, and regularisation runs through an AFO or DAFO certificate issued by the municipality. Not every property qualifies.

If an inland price looks detached from the market, this is usually the reason. Ask for the licence or the certificate first, and have a lawyer confirm the land registry and cadastral descriptions match the building on the ground. New build from an established developer does not carry this risk. The urban planning certificate guide sets out what to request.

The regularisation route matters financially as well as legally: a property without an AFO or DAFO certificate is frequently unmortgageable, which removes 60% to 70% loan-to-value financing from the table and narrows your eventual resale pool to cash buyers only.

Buyer Scenarios for a Spanish House

Houses are the minority of Spanish new build because coastal land is scarce, and the three scenarios that recur reflect what the extra money actually buys.

The villa buyer. Someone paying the villa median of €685 000 for privacy, a plot and a pool. What comes with it is a running cost materially above an apartment: roughly €120 to €250 a month for the pool, €80 to €200 for the garden, and a higher IBI on the plot. Build the full annual figure before you compare a villa against an apartment on purchase price alone.

The townhouse buyer. Someone at the townhouse median of €395 000, which sits close to the apartment median while delivering house layout, private outdoor space and usually a garage. This is the most cost-efficient way into a house in our catalogue, and it carries lower maintenance than a detached property because there is less external fabric and often a shared community handling common areas.

The letting owner. Someone whose income model depends on short letting. A detached house on its own plot has no community statutes that can prohibit short letting, which removes the single biggest risk an apartment owner carries. The regional licence still applies, and the rural question applies to anything outside an urban boundary, where the planning and certificate position must be established before any deposit moves. Stock on this page runs from €298 800 to €1 500 000, median €568 000.

What to Verify Before You Reserve

  1. The plot ratio and whether the house is already at its permitted build limit.
  2. Whether the pool, landscaping and boundary walls are included or are a post-completion extra.
  3. Whether the plot sits inside an urbanisation with its own community fee and rules.
  4. For anything inland or rustic, the building licence or AFO/DAFO certificate.
  5. The regional letting licence position, and for rural plots the access, water and waste position.

Steps common to every Spanish new build are in the non-resident buyer checklist.

Request a shortlist if you want the houses that fit a specific plot size, budget and coast.

On a median house purchase of €395,000 in our catalogue, an independent lawyer at 1% to 1.5% costs €4,000 to €6,000 and covers every item on this list, which is the cheapest insurance in the transaction.

Buying the Plot, Not the House

On the Spanish coast the building is the cheap part. Construction runs at a broadly similar cost per square metre from Almería to Marbella; what moves by a factor of five is the land under it.

This has a practical consequence when you compare two villas at the same price. The one on 400 m2 in a dense urbanisation and the one on 1,200 m2 backing onto open land are not the same asset, even with identical floor plans. The second will hold value better and sell faster, because the plot cannot be replicated once the area is built out.

Questions worth asking before the specification discussion: what is the plot size in square metres on the land registry, not the sales plan. What is on the neighbouring plots and what is permitted there. Whether the sea view, if there is one, is protected by a planning restriction or merely by the fact that nobody has built yet.

A view that depends on an empty plot next door is a view with an expiry date.

Orientation and the Pool

South-facing gets the premium on paper. For a house with a pool the more useful question is where the pool sits relative to the house, because a pool in the building’s own shadow from mid-afternoon is unusable exactly when you want it.

On a hillside plot, check the gradient. Steep plots produce dramatic photographs and expensive retaining walls, and they make the garden less usable than the square metres suggest. Terracing costs money that does not appear in the purchase price.

For letting, a private pool that is visible from the road or the neighbouring plot converts worse than an enclosed one, because privacy is most of what a villa guest is paying for.

Terracing a steep plot is the cost that never appears in the asking price: retaining walls on a sloped coastal plot commonly add €20,000 to €60,000 before the garden is usable, and that work is rarely included in a developer’s landscaping allowance.

New Build Versus a 2000s Resale Villa

Much of the villa stock on the Costa del Sol and the northern Costa Blanca dates from 1998 to 2008. It trades at a discount to new build and it deserves a survey.

What ages badly in that generation: single-glazed or early double-glazed units, pre-2013 insulation standards that produce E and F energy ratings, original pool plant, flat roofs at the end of their membrane life, and pre-2006 electrical installations that no longer meet the regulation. A villa bought at a 20% discount that needs a €60,000 refurbishment is not a discount.

What ages well: the plots. The 2000s villas frequently sit on larger plots than anything being built today, in positions that would not get planning permission now.

New build gives you current regulations, a ten-year structural warranty under Ley 38/1999, and no deferred maintenance. Resale gives you land and a completed garden. The tax lines differ too: 10% IVA plus AJD on new build against ITP at 7% in Andalucía or 9% in the Valencian Community on a resale.

Completion and Snagging on a House

A house has more to inspect than an apartment and the defects are more expensive.

Before completion, walk the property with an independent surveyor. Check terrace and roof drainage falls, because standing water is the most common serious defect. Check the pool circulation and that the plant room is accessible for servicing. Check boundary walls are on the registered line, which matters more than it sounds when a neighbour disputes it later. Check the irrigation, the external lighting circuits and the water pressure at the highest tap.

Confirm the licencia de primera ocupación has been issued. Without it the property cannot be permanently connected to utilities, and a completion without it is a completion into a problem you inherit. The snagging guide covers the sequence.

Frequently Asked Questions

Our verified new-build houses run from €298 800 for a townhouse to €1 500 000 for a detached coastal villa, median €568 000. Detached villas start meaningfully higher than townhouses: the villa median in our catalogue is €685 000 against €395 000 for townhouses, and the gap is plot rather than building.

On gross yield, usually not: villas cost more to buy and more to run. On licence risk, usually yes, because a detached house has no community of owners able to prohibit short letting in its statutes. Villas also let at higher nightly rates in peak season and suffer more in the shoulder months.

Budget considerably more than an apartment. Pool maintenance runs €120 to €250 a month, garden maintenance €80 to €200, and IBI is higher because the plot is taxed as well as the building. A gated urbanisation adds a community fee on top for road, gate and communal landscaping, typically €80 to €200.

Only with a municipal licence, and only within the plot's permitted build ratio. Every plot has an edificabilidad coefficient limiting built square metres per square metre of land. Buying a house already at its limit means no extension is possible, whatever the garden looks like. Check the urban planning certificate before you buy, not after.

It is the honest middle. You get private outdoor space and usually a small garden or roof terrace at an apartment-like entry, and you share fewer facilities than a block. You still sit in a community of owners, so the statutes still govern short letting, and you have party walls with the noise transfer that implies.

A house has more to inspect and the defects cost more to remedy: budget €600 to €1,200 for an independent survey, against €400 to €900 for an apartment, and allow 2 to 4 weeks before the notary date for the list to be cleared.

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