- From
- €405,000
- Developer
- Kronos Homes
- Area
- Torremolinos
- Status
- Off-plan
Quick answer: Kronos Homes markets Kosmos in Torremolinos, Costa del Sol from €405,000, with the phase off-plan as of June 2026. Purchase tax is 10% IVA plus 1.2% AJD in Andalucía, with notary, registry and independent legal fees adding a further 1.5% to 2%. Every stage payment needs its own Ley 57/1968 bank guarantee certificate before the money leaves your account. Foreign buyers also need an NIE and a Spanish bank account before notary. Compare it against the Torremolinos market guide.
What Is Kosmos by Kronos Homes in Torremolinos?
Kosmos is Kronos Homes off-plan apartments in Torremolinos from approximately €405,000, Cercanías rail into Málaga city, Ley 57/1968 bank guarantee checks on every stage payment, marketing completion around 2027 Foreign buyers can use this overview as a pre-reservation checklist.
Kronos Homes positions Kosmos as new-build apartments targeting Costa del Sol lifestyle and rental demand. Buyers purchase into a municipality where foreign buyers accounted for roughly 32.80% of Málaga province transactions in 2025 Registradores data, which supports resale liquidity but also means competing promotions launch every quarter.
Want current pricing, payment stages, and bank-guarantee checks for this scheme? Our Spain advisors reply within one business day.
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What Are the Key Facts for Kosmos?
Kronos Homes markets Kosmos Torremolinos in Torremolinos, Costa del Sol from €405,000. Andalucía charges 10% IVA plus 1.2% AJD on new build, the largest line item after the price itself. Foreign buyers should hold an NIE and instruct an independent abogado before signing the arras contract.
| Factor | Detail |
|---|---|
| Developer | Kronos Homes |
| Location | Torremolinos, Costa del Sol |
| Entry price | From €405,000 (June 2026 marketing) |
| Status | Off-plan |
| Completion | 2027 (marketing estimate) |
Insider tip: ask Kronos Homes for the projected licencia de primera ocupación date at Kosmos Torremolinos, not the construction completion date. The gap between the two is where handover slips, and the occupation date is what your mortgage offer and rental plans actually depend on.
Read the full Kronos Homes developer review for delivery history and guarantee checks before you reserve.
What Should You Know About Location and Area?
Checklist: before modelling anything, verify commute, licence rules, and resale comps before modeling rent. Kosmos sits in Torremolinos on the western Costa del Sol, 15 to 25 minutes to Málaga airport, Cercanías rail into Málaga city centre, beach strip within 5 to 20 minutes walk, 32.80% foreign-buyer share in Málaga province, and stricter tourist licence scrutiny near the promenade than inland Mijas blocks.
- Airport access: Málaga (AGP), plan peak-season traffic tests at 35 to 55 minutes
- Rail link: Cercanías to Málaga city, widens long-let tenant pool beyond pure tourism
- Beach: 5 to 20 minutes walk to promenade, short-let premium where licence allows
- Liquidity: Resale depends on orientation and finish versus €405,000 entry band
Pair location due diligence with the cost of buying property in Spain and the Torremolinos vs Benalmádena investment comparison so IVA and AJD sit in the same spreadsheet as list price.
What Should You Know About Design and Units?
Design at Kosmos includes contemporary apartments with parking and storage options priced on request, community fees estimated €110 to €200 per month depending on amenities, energy ratings A or B typical on new build, and finish standards that differ between Kronos delivered phases more than marketing renders suggest, which foreign buyers verify by visiting a completed block nearby.
- Community fees: Budget €120 to €550 per month depending on amenities
Standard off-plan payment stages split price across reservation, private contract, construction milestones, and completion. Every transfer before escritura must be covered by a bank guarantee under Ley 57/1968 or equivalent insurance naming the promoting SPV.
| Stage | Typical share | What to verify |
|---|---|---|
| Reservation | €6,000 to €12,000 | Refund terms in writing |
| Private contract (arras) | 10% | Lawyer review before pay |
| Construction milestone 1 | 20 to 30% | Guarantee issued and valid |
| Construction milestone 2 | 10 to 20% | Guarantee updated to new total |
| Completion balance | Remainder + IVA 10% | Snagging list annexed to deed |
What Should You Know About Investment Case?
At €405,000 entry versus €563,000 One Oak in Torremolinos, illustrative gross short-let yield 5.0% to 6.5% before costs, net yield 3.8% to 5.2% after IBI, community, 22 to 28% management, and NRIT at 19% EU or 24% non-EU gross, if you confirm municipal VFT licence feasibility in writing before any rental line enters a shortlist model.
| Metric | Figure |
|---|---|
| Entry price | From €405,000 |
| Gross short-let yield | 5.0% to 6.5% (marketing band) |
| Net yield after costs | 3.8% to 5.2% (illustrative) |
| Management fee | 22 to 28% of gross bookings |
| IBI band | €400 to 850 annually |
| Community fees | €110 to 200 per month |
Buyer scenario. A non-resident buying into Kosmos Torremolinos at €405,000 completes at €445,500 to €457,650 all-in, once acquisition costs of 10% to 13% are added. At the bottom of the gross band (5%) the unit bills €20,250 a year, and the stated net band leaves €15,390 to €21,060 after IBI, community, management and non-resident tax. Against the all-in figure rather than the list price, the conservative case returns about 3.4%: that is the number to carry into a comparison.
The gross figure on a brochure and the money reaching your account are different numbers. For a €405,000 unit, €26,325 gross at 6.5% collapses after IBI, community, management, insurance, and non-resident rental tax. Use the gross vs net yield Spain worksheet. Compare against The Kove in La Cala de Mijas for walkable-beach trade-offs.
Torremolinos rail link supports a year-round long-let fallback at 4.5% to 6.0% gross that most resort-only municipalities lack. Exit liquidity leans on the 32.80% provincial foreign share concentrated in this price band.
Who Is This For?
Buyer scenario: a non-resident reserving at €405,000 typically needs NIE, Spanish bank account, and independent abogado review before any stage transfer. Kosmos suits foreign off-plan investors seeking completion uplift with a delay buffer, holiday-home buyers who accept licence paperwork near the beach strip, and portfolio buyers adding a mid-band Costa del Sol unit after verifying Kronos guarantee paper from delivered phases on the same coast.
- Off-plan investor: Strong if 2027 completion matches fund availability
- Holiday home with occasional let: Strong if municipal VFT licence obtainable
- Pure long-let buyer: Moderate, compare resale stock; LAU 5-year lock-in applies after handover
- Portfolio buyer comparing Costa del Sol: Compare with The Kove at €410,000
Look elsewhere if you need rental income inside 90 days, refuse licence paperwork, or skip net yield modeling on brochure gross bands.
What Should You Know About Pros and Cons?
Strengths at Kosmos: Kronos pipeline and €405,000 entry with airport and rail access. Trade-offs: marketing timeline slip risk, tourist licence uncertainty per block, dense competing supply in Torremolinos, and net yield 2 to 3 points below gross brochures. Net yield typically sits 2 to 3 points below gross marketing once IBI, community fees, and management are deducted.
Red flag: a reservation taken with no aval bancario naming the exact stage amount on a €405,000 off-plan ticket.
| Factor | Advantage | Trade-off |
|---|---|---|
| Developer | Kronos Homes active Costa del Sol pipeline | Finish varies between phases |
| Price | From €405,000, undercuts One Oak by €158,000 | Off-plan capital locked until 2027 |
| Location | Shortest airport transfer on western coast | Stricter short-let scrutiny near beach |
| Rental | Rail supports long-let fallback | VFT licence not automatic per block |
| Off-plan | Staged payments with guarantees | Multi-year build exposure |
Pros
- Kronos Homes active pipeline on Costa del Sol
- Entry from €405,000 in Torremolinos
- Strong foreign-buyer liquidity at 32.80% provincial share
- Cercanías rail widens tenant pool beyond tourism
Cons
- Marketing dates can slip versus contract
- Tourist licence not automatic in every block
- Net yield lower than gross brochures suggest
- Competing promotions launch every quarter
What Should Foreign Buyers Verify Before Reserving?
Foreign buyers at Kosmos should verify before reserving that the promoting entity matches the guarantee issuer on the reservation contract, every stage payment carries a valid Ley 57/1968 certificate, tourist licence feasibility is confirmed for the specific unit block, net yield uses real IBI €400 to 850 and community €110 to 200 figures, and refund terms on the reservation deposit are stated in writing.
- Confirm in writing that the €405,000 quoted for Kosmos is the total for the specific unit, parking and storage included or itemised separately.
- Request guarantee wording naming Kronos Homes or promoting SPV and special bank account.
- Model net yield with IBI €400 to 850, community €110 to 200, management 22 to 28%, and NRIT.
- Visit a completed Kronos Homes phase on the Costa del Sol; ask two owner references on finish quality.
- Compare two resale comps within 500 metres before treating render quality as proof of delivery.
- Confirm parking, storage, and appliance pack in writing on the offer sheet.
Insider tip: ask for two references from owners already in a Kronos Homes completed community on the same coast. Finish quality between phases often differs more than marketing suggests.
Follow the due diligence on Spain property hub for sequencing. Request a shortlist if you want broker-vetted alternatives in Torremolinos.
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Get the current unit schedule, payment stages, and bank-guarantee checklist for Kosmos Torremolinos. Our Spain advisors reply within one business day with lawyer-ready next steps.
Frequently Asked Questions
Kosmos is developed by Kronos Homes. Confirm the promoting entity on the reservation contract matches the guarantee issuer before any transfer.
June 2026 marketing lists from approximately €405,000 plus VAT where applicable on new build. Verify live inventory and parking options before offer.
Yes. Non-residents need an NIE, Spanish bank account, and independent legal counsel. Off-plan buyers must verify Ley 57/1968 guarantee on each stage payment.
Illustrative gross short-let yields in Torremolinos run 5.0 to 6.5% before costs. Net yields after IBI, community, management, and tax commonly fall to 3.8 to 5.2% depending on occupancy and licence status.
Lawyer review of contract, bank guarantee or insurance on stage payments, tourist licence feasibility for your unit, and a net yield model using real IBI and community figures.
Kosmos is in Torremolinos on the western Costa del Sol with Cercanías rail into Málaga city. Kronos Homes markets completion in 2027 and lists the phase from €405,000, so ask for the projected licencia de primera ocupación date in writing, not the construction completion date.
Kosmos enters at €405,000, which undercuts One Oak at €563,000 by €158,000. Kosmos is the lower ticket with a 2027 completion estimate, while One Oak is further along with advanced works and bay views.
Steps common to every Spanish new build are in the non-resident buyer checklist.
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